NestEasy Terms & Conditions

Effective October 17, 2025

Welcome to nesteasyannuities.com (the “Site”), a service of NestEasy, LLC (“NestEasy,” “Company,” “we,” or “us”). The following Terms and Conditions (“Terms”) govern your access to and use of nesteasyannuities.com, including any content, functionality, and services offered through the Site or associated platforms (collectively, the “Service”).

1. Acceptance of Terms

Your interest rate is locked in for the entire contract period. No surprises, no market ups and downs—just steady, predictable growth.

2. About NestEasy

NestEasy, LLC is an online direct-to-consumer platform that provides access to annuity
products offered by licensed insurance carriers. We operate as a licensed insurance agency,
enabling users to research, compare, and purchase fixed and income annuities digitally.
NestEasy does not provide financial, tax, or legal advice. Information provided on our Site is
for educational purposes only.

3. Reliance on Information

While we strive to ensure the accuracy and timeliness of the information presented, we
make no guarantees regarding its completeness, accuracy, or applicability to individual
circumstances. Users should consult qualified financial, tax, or legal professionals before
making investment decisions.

4. Informational and Educational Purposes Only

All content provided through the Site is intended solely for general informational and
educational purposes. It does not constitute an offer or solicitation to buy or sell any
insurance or financial product. Product availability and features may vary by state and
insurer. Guarantees are subject to the claims-paying ability of the issuing insurer.

5. Modifications to Terms

NestEasy reserves the right to modify or update these Terms at any time without prior
notice. Any changes will be effective upon posting on the Site. Your continued use of the Site
constitutes acceptance of the revised Terms.

6. Intellectual Property Rights

All content, trademarks, service marks, and other materials available through the Site are
owned by NestEasy, LLC or its licensors and are protected by applicable intellectual
property laws. Users may view and print limited portions of content for personal, non-
commercial use only.

7. Use Restrictions

You agree not to reproduce, distribute, modify, or create derivative works from any
materials on the Site without express written permission. Unauthorized use may violate
intellectual property and other applicable laws.

8. Disclaimer of Warranties

The Site and all content and services provided are offered 'as is' and 'as available' without
any warranties of any kind. NestEasy disclaims all warranties, express or implied, including
merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

In no event shall NestEasy, its affiliates, officers, employees, or agents be liable for any
direct, indirect, incidental, consequential, or punitive damages arising out of or in
connection with your access to, use of, or inability to use the Site or Services.

10. Indemnification

You agree to indemnify, defend, and hold harmless NestEasy, its affiliates, and partners
from any claims, damages, or losses arising from your use of the Site or your violation of
these Terms.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of
Florida, without regard to its conflict of laws principles. You agree to submit to the exclusive
jurisdiction of the state and federal courts located in Florida.

12. Contact Information

NestEasy, LLC
759 SW Federal Hwy
Ste 200H
Stuart, FL 34994-2972
Email: support@nesteasyannuities.com
Phone: 1-855-866-3659
Hours: Monday-Friday, 9:00 AM-5:00 PM ET (excluding holidays)

13. No Professional Advice

The Site and Services do not provide financial, investment, tax, or legal advice. All users are
encouraged to seek guidance from qualified professionals before making financial decisions.

14. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you
and NestEasy regarding your use of the Site and Services. Any other agreements,
representations, or warranties not expressly stated herein are superseded.

Terms of Service — NestEasy Annuities